The client was bitten on the right elbow by a “pocket pit bull” brought by a customer into the bank where she worked. The customer dropped her dog’s leash while she was at the counter. When the client bent down to clean up water the dog had spilled from a bowl, the dog lunged forward and bit her on the right elbow. The bank’s surveillance footage depicted a minor bite, and photographs revealed only a light break of her skin. Nonetheless, the client experienced an extreme response to the bite, eventually being diagnosed with CRPS in her right arm.

The dog owner’s lack of cooperation required a prolonged investigation before discovery of a homeowner’s policy with $500,000 limits. The workers’ comp. carrier waived its subrogation lien ($115,658.14) and paid an additional lump sum of $75,000. Attorney Craig Davis handled this case.